L-Pesa

L-Pesa Microfinance 




L-Pesa (Kripton) - Smart contract loans that enable people across the internet to grow their business and become thriving entrepreneurs.
What is L-pesa
L-Pesa Microfinance is a startup fintech that is ready to take advantage of the financial services needs in developing countries quickly. The company has validated its operating model over the last 24 months and has built sophisticated technology, automating most operations. The main obstacle to growth at the moment is its ability to fund user acquisitions and loans. Ratio of losses on loans goes below 10% while loan repayments are around 25%.
The idea for L-Pesa was incubated for a decade, and business was launched at that time four important market forces gathered to allow scaling:
Great Data, Artificial Intelligence & Blockchain
Alternative Credit Data
Mobile Technology
Biometric identity
L-Pesa has leveraged this market power and built proprietary credit technology and modeling models that enable it to microlend quickly in developing countries while maintaining a loss ratio below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa.
L-Pesa has a strong focus on automation. 95% of the acquisition process and automated user acquisition and underwriting are therefore highly measurable. The company has spent two years developing a customer-facing system and back office system using a team of seven software developers. The user experience is based on mobile and web interface, and marketing is mainly done through social media and SMS.
The pile of L-Pesa technology builds on Amazon Web Services, a highly scalable on-demand cloud computing platform that has or has been used by major brands such as Netflix, Airbnb, Pinterest, and Spotify. L-Pesa has integrated a number of third-party applications to perform tasks such as SMS messaging, user verification, and marketing. Fund transfers are handled through integration with mobile money service providers such as M-Pesa, Airtel Money, Tigo Pesa, and MTN.
L-Pesa has issued over 38,000 loans since it aired in March 2016. More than 170,000 users have signed up based on social marketing campaigns with a minimum budget. The marketing strategy has been refined over the past 24 months, and L-Pesa is now ready to launch a marketing campaign via SMS and social media at a conservative projected $ 1.00 projected customer cost.
The vision of the L-pesa project
L-Pesa was founded with a vision to improve people's lives through efficient access to credit and related financial services. It's about making the world a better place for everyone. L-Pesa began offering microfinance services in Tanzania in 2016 and has developed its service offerings and geographic footprint at an ever-increasing pace in pursuing this vision.
Token L-pesa
Krypton Token is built on Blockchain Ethereum which allows its holders to use L-Pesa financial tools at low cost.
Sales tokens
Token Sales Schedule April 10, 2018
Purchase Token Ethereum, Bitcoin
Price Token -
Bonus -
Total Supply Token 2,600,000,000 LPK
Team L-pesa
Members
Ron Ezra Tuval - Founder, CEO
Bo Henriksen - Owner, CMO
Jordan Balindo - Country Manager, Tanzania
Andrew Langat - Country Manager, Kenya
Dominic Gichomo - Country Manager, Uganda
Amitabh Roy - Project Manager
Angualia Daniel - Legal Counsel, Uganda
Khaya Maloney - Operations Manager, South Africa
Desiree Domo - Copywriter & PR
Jay Silud - Socially Inclined Content Creator
Malcolm Ngugi - Legal Counsel, Kenya
Bernard Kipkuri - Support
Mselem Said - Director, Tanzania
Leonard Jackson - Marketing support
Yunia Warioba - Support, Tanzania
Analysis Mtetemela - Support, Tanzania
Sandipan Paul - Accountant
Riaz Laskar - Developer
Somsubhra Saha - Developer
Uttam Kumar Karmakar - Designer
Advisors
Tamir Hodorov - Hodorov Law Firm
Paulii Good - ICO Social Media & Marketing Advisor
John Petersen - Business Development
Steve Good - Strategic ICO Advisor
Bogdan Fiedur - ICO Advisor and Blockchain Tech.
Kevin Donovan - ICO Advisor
Shaun Saunders - PR ICO Advisor
For more info please visit the link below:
Official Website
ICO Website
Whitepaper
Announcment
Facebook
Twitter
Telegram
Medium
Instagram
Author: Phita2018

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